Financial, Investment and Estate Planning Blog

 When changing jobs, one of the options you may have with your 401(k) is to roll it over into an IRA. Talk with your financial professional because a rollover can offer benefits like: • More investment choices – Employer plans tend to offer limited options.• Communications – When you leave your 401(k) with your former employer, you m...

Around the country, attitudes about retirement are shifting. The old norms are changing and new ways of viewing retirement and retirement options are different. Watch the video to learn more, then give us a call!

 Not only will you be able to contribute more to your 401(k) and IRA retirement plans in 2024, the Internal Revenue Service (IRS) is also boosting the contributions for 2024 Health Savings Accounts (HSAs).For single people, the limit will be $4,150 and families can put away up to $8,300. For those over 55 years of age, the catch-up contri...

 U.S. Markets Stocks notched solid gains in the first quarter as enthusiasm about artificial intelligence, signs of a soft landing, and dovish talk from the Fed buoyed investor confidence.For the quarter, the Dow Jones Industrial Average rose 5.62 percent, the Standard & Poor's 500 Index gained 10.16 percent, and the Nasdaq Composite picke...

When you participate in a 401(k) at work, in most cases, you can still invest in an IRA. By doing both, you can help boost your savings for the future and reduce your taxable income. There are, however, contribution limits, so talk with your financial professional about how you might want to divvy up money into each plan.  Give me a call today...

Have you contributed to your IRA for this tax year? Even if you are close to filing your returns, talk with your financial professional about adding your contribution. As a personal retirement savings plan, your individual retirement account (IRA) offers specific tax benefits. Deductible contributions to a traditional IRA can reduce your taxable in...

 You may occasionally hear "talking heads" on the news discuss the bond market, but too often, these news reports use confusing language and obscure terms. Many important drivers affect the bond market, and one key concept that every investor should understand is the relationship between bond prices and interest rates.Typically, when interest ...

Knowing how to capitalize on important financial decisions during these crucial pre-retirement years can make a huge impact on your prosperity and comfort later in life. And although clients don't always look forward to being another year older, there are some financial benefits to doing so. Once you turn 50, you may have several opportunities to s...

Hope all is well with you! During these pre-retiree years, assigning a POA can be one of the most critical steps in the financial planning process, so that your wishes are carried out no matter the circumstance. If you have or need a Power of Attorney (POA), it's important to be aware of and understand the options regarding different types. A POA c...

 In honor of "National Make a Will" month, our company is offering a $300 discount for the month of August only for the Estate Docs Pro program (I am offering it to BNI members only!) The email below comes from Davis-Miles law firm (Legal Shield) I know that there are a bunch of us who purchased the program from Vera (if you still have it you ...