Financial, Investment and Estate Planning Blog

Retirement is an exciting time! It's the end of one adventure and the start of the next. Let's make it the trip of a lifetime, and make sure you have enough income to do the things you want to do! The old rule of thumb to prevent outliving your retirement savings is to cap withdrawals at 4% per year. Meaning, if you have $1 million, you can reasona...

With the first half of the year in the rearview mirror, summertime is a great chance to touch base. A mid-year financial review can help to take stock of your accomplishments thus far and uncover any needs for adjustments. It's important to regularly evaluate your financial situation, and a small investment of review time can help ensure you're on ...

'Tis the season of fresh berries, even fresher veggies, and of course tomatoes and zucchini galore! It's the best time to eat outside, cook outside, and basically spend as much time outside in every way possible. To make the most of the season, we've rounded up some of our favorite summer recipes, ideal for enjoying on a back porch with a pitcher o...

 There's always a lot of noise around the stock market. It's not always clear if it means anything for your retirement. Often, we trade growth for stability when we choose to retire. That way, we filter out some of the noise and focus instead on preserving your spending power. That said, we need to balance growth and stability. We can't predic...

We all look forward to the day when we can finally call it a career! Time to kick back, relax, and collect our carefully planned and hard-earned retirement savings. But rushing into withdrawing your retirement funds without the best distribution method can prove costly. When you retire, some employers require the distribution of your 401(k) funds a...

Fathers wear many hats. And in today's busy world, it can be challenging to prioritize the responsibilities of work, family, and other opportunities. While fathers long to provide their children with the best of everything, what children need the most is a father's gift of himself.The saying "Being present is the greatest present!" rings very true ...

As a successful business owner, you already know that offering an employee retirement plan is beneficial. But, did you know it's really important to review and evaluate your plan on a regular basis?Consistently reevaluating your employer-sponsored retirement plan is important for several reasons. Not only does it ensure compliance with federal regu...

Many Baby Boomer clients anticipate that their golden years will be much more than just retirement. Instead, they view it as an opportunity to reinvent themselves and redefine their futures.As you get closer to retiring and build your nest egg, we'll need to ensure the amount you're tucking away will support the lifestyle you're dreaming of. From t...

Life is unpredictable. And one thing the Covid pandemic taught us is that it's essential to have a documented Business Continuity Plan (BCP) in place to help your company stay afloat during unexpected times of crisis. This is especially true for small business owners. They frequently lack the time and resources to create a formal BCP but often are ...

Offering an employer-sponsored retirement plan is a vital component in any business growth and employee retention strategy. But setting up and managing that plan requires substantial knowledge of federal rules and regulations, as well as an understanding of the plan structure (so you and your employees can reap the most benefit). It's complicated, ...