Financial, Investment and Estate Planning Blog

 Not only will you be able to contribute more to your 401(k) and IRA retirement plans in 2024, the Internal Revenue Service (IRS) is also boosting the contributions for 2024 Health Savings Accounts (HSAs).For single people, the limit will be $4,150 and families can put away up to $8,300. For those over 55 years of age, the catch-up contri...

 U.S. Markets Stocks notched solid gains in the first quarter as enthusiasm about artificial intelligence, signs of a soft landing, and dovish talk from the Fed buoyed investor confidence.For the quarter, the Dow Jones Industrial Average rose 5.62 percent, the Standard & Poor's 500 Index gained 10.16 percent, and the Nasdaq Composite picke...

Hope all is well with you! During these pre-retiree years, assigning a POA can be one of the most critical steps in the financial planning process, so that your wishes are carried out no matter the circumstance. If you have or need a Power of Attorney (POA), it's important to be aware of and understand the options regarding different types. A POA c...

 In honor of "National Make a Will" month, our company is offering a $300 discount for the month of August only for the Estate Docs Pro program (I am offering it to BNI members only!) The email below comes from Davis-Miles law firm (Legal Shield) I know that there are a bunch of us who purchased the program from Vera (if you still have it you ...

 Fathers and grandfathers are pillars of financial, emotional, and spiritual support for their families, and their behaviors are imitated by the children in their lives. And in a time where authority is questioned and leading is challenging, we need their positive effects now more than ever to help guide our youth. Their impression on children...

The nightmare of coming home to find precious possessions missing or destroyed due to a burglary, fire, or flood has flashed through all of our minds. The reality is it can happen to anyone and without warning. Luckily, buying a safe for your home is an affordable way to protect your valuables. Since sifting through the number of safes on the marke...

 Keeping your home and loved ones safe is a top priority for everyone, and having the proper hardware at your home's main point of entry is an essential part of keeping intruders out. With all the new and more sophisticated technology now available, it's easier than ever to implement top-notch security at your own front door. Consider these th...

With the first half of the year in the rearview mirror, summertime is a great chance to touch base. A mid-year financial review can help to take stock of your accomplishments thus far and uncover any needs for adjustments. It's important to regularly evaluate your financial situation, and a small investment of review time can help ensure you're on ...

 Boxer Mike Tyson famously quipped that "everyone has a plan until they get punched in the mouth." Like a boxing match, sometimes life tries to throw some haymakers. The best financial plan isn't optimized to the cent; instead, it's flexible enough to allow for those unexpected moments while keeping you on track. Fortunately, there are some co...

Retirement is an exciting time! It's the end of one adventure and the start of the next. Let's make it the trip of a lifetime, and make sure you have enough income to do the things you want to do! The old rule of thumb to prevent outliving your retirement savings is to cap withdrawals at 4% per year. Meaning, if you have $1 million, you can reasona...